THE EFFECT OF COVID-19 PANDEMIC ON BANKS' RISK AND PERFORMANCE INDICATORS; CASE OF EGYPT AN EMPIRICAL STUDY

نوع المستند : المقالة الأصلية

المؤلف

کلية الإدارة والاقتصاد وتکنولوجيا الاعمال - الجامعة المصرية الروسية

المستخلص

This paper analyzes the risk and performance indicators for the timing of 9 listed -Banks on the Egyptian Stock Exchange- during the COVID-19 outbreak. The paper examines the amount from the financial year 2019 to 2021 and shows that although most investment banks experienced stress, Egyptian banks have been largely resilient with the great support provided by the Central Bank of Egypt. The results show that the COVID 19 pandemic affects bank risk and performance indicators quarterly and annually. The study results revealed that the COVID-19 pandemic has a significant effect on Banks' risk and performance indicators-whether it was measured using bank stock price P, bank book value BV, bank return on assets ROA, bank return on equity ROE, bank Capital Adequacy Ratio CAR , and bank Nonperforming Loan NBL. The results also indicated the great role of the Central Bank of Egypt in limiting the impact of COVID-19 on the risk and performance indicators of Egyptian banks.

الكلمات الرئيسية